Milner Off Road Discount Codes

Milner-Off-Road-Discount-Codes

We all like saving money right? You might often find a 4×4 part or accessory you want to buy from our website, head on over to Google and search “Milner Off Road discount code”, hands up if you’ve done this before. Whilst we can’t fault you for doing so, unfortunately, we do not affiliate ourselves with any other discount websites, so unfortunately if you find a code online they probably will not be legitimate

So rather than wasting your time scouring the web for discount codes for Milner Off Road voucher codes, you will be able to find them right here as and when we release them. Milner Off Road Ltd frequently offer online discounts. These will only be found here, on www.milneroffroad.com, our Facebook page, Twitter page & Mailchimp (Online newsletter).

Milner Off Road Ltd currently run an ‘Owner’s Club Discount Scheme’ which offers the customer 5% off their order. Please check with your club to see if they are part of our discount scheme. They will then give you the necessary details. (The club discount is not valid on genuine items, special orders, engines or tyres).

Alternatively, you can purchase Milner Off Road gift vouchers from our gift vouchers section on our website. Click here to get yours, or treat a loved one or friend to the perfect 4×4 enthusiast’s gift.

How you can obtain a Milner Off Road Discount Code

As mentioned above, Milner Off Road offer discounts via the ‘Owners Club Discount Scheme’. To get a discount code, you have to be a member of one of the OCDS clubs.

You will either have to either join as a member if it is a website OR join as a member on their Facebook page and have been an active member for 3 months.

You must then inbox the admin for the code.

You must then enter your code or the code and their Forum name into the ‘Special Instructions / Comments’ box – we will then manually deduct the 5% off the order once we receive it.

Current valid groups are:

Toyota Hilux Surf Owners Group – Facebook

L200 FORUM – Website & FB Page

L200 Owners Club – Website

Ford-Ranger-Forum-UK – Website & FB Page

Toyota Hilux Surf Owners Group – FB Page

LandCruiserClub. net – Website

HPOC – Website

Terrano & Maverick Owners UK – FB Page

Club R51M – FB Page

Nissan 4×4 Owners UK – FB Page

Daihatsu Owners Page – FB Page

iMultiToyota Italia – Website

LandCruiserItalia.Org – Website

Norsk LandCruiser Klubb / NLCK – Website & FB Page

4×4 Norway Mitsubishi Klubben – Website

G.L.A.S.S (Green Lane Association) – Website

Trooper Owners Club – FB Page

L200 Owners UK – FB Page

Nissan X-Trail UK – FB Page

Shogun Sport / Pajero Sport Owners Club – FB Page

Ford Ranger Owners UK – FB Page

Isuzu Pick-up Owners Club UK – FB Page

Toyota4x4.se – Website

4×4 Response Members – Website

HiluxSurf.co.uk – Website

Discount codes are not valid on Special Orders, Tyres, Genuine Items or Engines

Motorist’s Facing Stricter MOT Rules.

New MOT

What The Stricter MOT Test Means To You.

As from Sunday 20th May 2018, the new Rules come into effect.
With new defect types, stricter rules for diesel car emissions, and some vehicles over 40 years old becoming exempt.

Defects found during the MOT are categorised as either:
Dangerous, Major or Minor.

The category the MOT tester gives each item will depend on the type of problem and how serious it is.

MOT testers will still give advice about items you need to monitor. These are known as ‘advisories’.

So Let’s Talk Emissions…

There are stricter limits for emissions from Diesel cars with a Diesel Particulate Filter (DPF).

DPF captures and stores exhaust soot to reduce emissions from diesel cars.
Your vehicle will get a major fault if the MOT tester:

  • Can see smoke of any colour coming from the exhaust.
  • Find evidence that the DPF has been tampered with.

What can you do before your MOT?

Why not try one of our Tec4 Cleaning Kits?

Diesel Fuel Cleaner Kit:

DIESEL SYSTEM CLEANER

  • Complete Oil  and Fuel system clean.
  • Improves fuel economy.
  • Reduces harmful emissions.
  • Restores lost performance.
  • Reduces engine wear.

    BUY NOW

DPF & Diesel System Cleaner:

  • Cleans contamination from the Fuel System.
  • Restores injector spray pattern.
  • Aids passive regeneration of the DPF and reduces soot loading.
  • Restores lost performance.
  • Improves fuel economy.

    BUY NOW

Petrol Fuel Cleaner Kit:

  • Complete Oil and Fuel system clean.
  • Improves fuel economy.
  • Reduces harmful emissions.
  • Restores lost performance.
  • Reduces engine wear.

    BUY NOW

Tec4 is not just for 4×4 vehicles. Tec4 can be used on any vehicle. If you are unsure which kit is right for you. Give us a call on 01629 734411 or email [email protected] .

Prevention is better than cure! We would suggest getting some TEC4 before it is too late.

If you have any questions about the information above, you can email us: [email protected] or telephone 01629 734411.

Please note: Milner Off Road are not liable for any damage you may cause to your vehicle(s) by following the instructions above. If you have not performed this procedure on your vehicle before, we highly advise you take your vehicle to a local mechanic.

How Do I Clean My DPF?

What Is A DPF?

A DPF or Diesel Particulate Filter is a device designed to remove diesel particulate substance or soot (black carbon) from the exhaust gases of a diesel engine.

What Does A DPF Do?

Also known as a ‘soot trap’, the DPF catches the soot from the exhaust gases, effectively reducing the amount of emissions the car creates. Since 2009 it is the law for new diesel cars to be fitted with a DPF off the production line, to help stop the amount of harmful emissions being injected into our atmosphere. Removal of your DPF can result in a hefty fine, up to £1000 for a car and up to £2500 for a light goods vehicle.

How Do I Clean My DPF?

You have a few options when it comes to the cleaning of your DPF.

Regeneration.

Some say driving at speeds of over 40mph for 10 minutes using at least 2500 RPM and sticking in 3rd/4th gear can turn off your DPF light from your dash.
(We personally would not recommend this method)

Local DPF Cleaning Specialist.

Send it to a local specialist. However, you may have to dig deep, don’t expect it to be cheap.

We found a handy tool here: Find a DPF Specialist. 
Or you could choose a carbon clean: Find a Carbon Clean Specialist.
(Obviously, this is the more sensible choice)

DPF Cleaning Additives.

Relatively new to the market, these cleaning additives are now readily available online or at your local motor factors.
In fact, we (Milner Off Road) stock the TEC4 branded additives on our website. Tec4 are manufacturers of high-quality engine treatments and Fuel Saving products, you can find out more about them here.
TEC4 advise vehicles used regularly for urban cycle driving rarely achieve the conditions required for regeneration, resulting in the filter becoming blocked. TEC4’s DPF System Cleaner contains cerine additives which bond to the soot particles reducing the temperature at which they combust, this enables the DPF to passively regenerate during urban cycle driving.
Here at Milner’s, we stock the Complete DPF & Diesel System Cleaner, adding this product into your annual service is turning out to be a popular choice. Not only does it clean your DPF but it also cleans your fuel system. (Please also ensure you use the correct specification oil).

Prevention is better than cure! We would suggest getting some TEC4 before it is too late.

 

Here is a quick video explaining the TEC4 products:

At only £17 + vat it isn’t going to break the bank, making it the perfect solution to your annual service.

If you have any questions about the information above, you can email us: [email protected] or telephone 01629 734411.

Read: Best DPF Cleaner

Please note: Milner Off Road are not liable for any damage you may cause to your vehicle(s) by following the instructions above. If you have not performed this procedure on your vehicle before, we highly advise you take your vehicle to a local mechanic.

 

 

Is My Alternator Faulty?

Is My Alternator Faulty?

What Is An Alternator?

Alternators are commonly used in ‘newer’ vehicles. Their function is to charge the battery and get power to the electrical system when your engine is turned on.
The alternator earns its name from the term ‘alternating current’ or AC.
Nearly all alternators are seated using brackets which bolt on to a specific point on the engine.

Is My Alternator Faulty?

You may be experiencing slow start ups, flickering headlights or a warning light on your instrument panel, but is it the alternator?

Milner’s have put together a quick test to help you out.

The Multimeter test.

For this test you will need a multi-meter / multi-tester / voltmeter. These can be purchased online or at your local motor factors, you may even have change left from a tenner.
With the engine switched off, connect the meter to the battery terminals RED positive & BLACK negative. (Do not connect these to the cable clamps)

The meter should read a minimum of 12.3 volts or if you have a good condition battery, it should read at least 12.6 volts.
If your meter is showing below this reading it could be a result of one of the following reasons:

  • The battery is discharged. (Recharge your battery)
  • The battery is low on distilled water. (The water should be 5mm above the plates. DO NOT fill the battery full to the top).
  • The battery has a high internal resistance. (Sulphide plates)

Multi-meter test

IF your battery is in good condition.

Start your engine and rev to 2000 RPM. This will draw power on the battery and cause the voltage regulator to start the alternator working. Let the engine idle and the reading should be:

  • A minimum of 13 volts.
  • Revving the engine will fluctuate the voltage between 13 to 14.5 volts, which indicates the alternator is in good shape.
  • If the voltage when revving the engine stays the same or decreases, then your alternator is more than likely faulty.
  • To test the regulator, repeat the process with the lights, radio and A/C (if fitted) switched ON.
    Rev the engine again to a constant 2000 RPM. The meter reading should read above 13 volts and no more than 14.8 volts. IF the meter reads above 14.8 volts, the alternator is probably over-charging.

If you are unsure on the above, take your vehicle to your local garage and get them to do the test for you.

 

(The above information is a guide only. It is down to the operator to gain the correct voltage tolerances for the vehicle on test. The above tests are for a standard 12 volt negative earth system. A good working battery will show 12.6 volts and a minimum of 12.3 volts.)

Nissan Navara Sagging Rear Suspension Issues.

Nissan Navara Rear Suspension Issues

 

Nissan Navara Rear Suspension Issues.

The model in question is the Navara NP300 2015 onward.

The vehicle itself gets a 4.5 out of 5 stars by AutoExpress, reporting  ”Small bumps are ironed out far more effectively and the floating feeling over sudden undulations is much better suppressed.”
However, while it brings some benefits when unladen, it has been criticised for struggling to cope with anything approaching its claimed load weight of 1 tonne. Further more Nissan state the NP300 has a 3.5 tonne towing capacity.

Despite the claimed stats, opinions from owners are coming in that their Nissan’s are ”struggling” with loads well under the claimed payload. Unmanageable steering and sagging springs are just a few to mention.
Vehicles that are used for work or tow large trailers are proving that the standard rear suspension is much too soft.

Here at Milner’s we developed a kit to abolish the NP300’s flaws / poor rear suspension characteristics.

The Milner kit will restore the vehicle to a more usable ride height when loaded/towing without compromising comfort when empty.

Kit Comprises of:
2 x Upgraded Coil Springs
2 x Heavy Duty Shock Absorbers

(The shock absorbers must be used to overcome the effects of the stronger spring.)

Nissan Navara NP300 Suspension Upgrade Kit

Head on over to www.milneroffroad.com to get your kit.

Comment below with you thoughts or experiences.

How Often Should I Change My Gearbox Filter And Oil?

HOW OFTEN SHOULD I CHANGE MY GEARBOX FILTER

How Often Should I Change My Gearbox Filter And Oil?

Why Do I Have A Gearbox Filter?

Well as you rack up more miles in your vehicle, the auto gearbox is working very hard under the heat from your daily journeys. Your gearbox oil may become contaminated with worn bits of the internal gears. If these impurities are not drained out, they will shorten the life of your gearbox.
To prevent this from happening you should change your gearbox filter regularly, as this is your savior keeping you from expensive gearbox problems.
The filter removes the impurities floating around within the oil, whilst the oil not only acts as a lubricant but also as a coolant.

How Often Should I Change My Gearbox Oil And Filter?

Milner’s number one technical guy advises, personally he likes to change ALL the oils and filters when he purchases a new vehicle. Not only because it gives him peace of mind, but how can you really be sure when they were last done?

Below are ‘typical’ suggestions on changes.

Automatic:  The typical service interval is 60,000 to 100,000 miles. However Milner’s would recommend that you change annually, just like you would with your engine oil and filters.

Manual: Many manufacturers recommend that manual transmission fluid be changed every 30,000 to 60,000 miles. Although if you check your owners manual, it will advise your vehicles recommendation.

Typically the colour of the fluid could indicate you that it requires changing.
If you do a lot of driving under high-stress conditions, you should check the transmission level more often and have a garage check the condition of the fluid. Transmission fluid often is red but can come in other colors, and as it deteriorates it tends to turn darker and sometimes smells burnt.

 

How Easy Is It To Change My Gearbox Oil And Filter?

When asking the question to one of our Milner Race engineers, he quickly replied with ”An absolute nightmare!” However he quickly retracted that statement and said it depends what vehicle it is on.

If you are fortunate to have a drain plug on your sump pan, it should be relatively easy and mess free. However if you are less fortunate – you will most definitely need a catch pan that is wider than your gearbox assembly.

Simple Steps To Changing Gearbox Fluid And Gasket:

  1. Place catch pan under drain whole or under the gearbox assembly.
  2. Unscrew drain bolt or remove gearbox pan, to start drainage.
  3. Remove the old gasket and filter.
  4. Inspect the gearbox pan. Make sure that the magnet (inside the casing) is clear of any small metal shavings, any large shavings may indicate more serious gear wear.
  5. Fit the new filter and gasket and bolt the pan back onto the vehicle.
  6. Ensure you have the correct replacement fluid, this can be found in your owners manual under their recommendations. Also check the amount that your vehicle requires.
  7. Pour in the correct amount of fluid.
  8. Start your vehicle and let it run for a few minutes and check the fluid level.
  9. Dispose of your used fluid correctly. Here is a handy link: http://www.oilbankline.org.uk/

So when you are giving your vehicle a service, don’t forget to change the gearbox oil and filter as well.

Head on over to our website to get your filter and oil –> Milner Off Road

Are Your Tyres Safe And Legal?

Are Your Tyres Safe And Legal

Are Your Tyres Safe And Legal? – Here Are Some Quick And Easy Steps To Follow.

Are Your Tyres Safe And Legal? It seems like a daunting task that may turn out to be expensive.
Never fear, here are a few things that you can check. They are really quick and easy – even if you’re not even that car savvy.

Because your tyres play such a vital role, there are some very important and specific legal requirements relating to their condition and maintenance:

  • Tyres must be inflated correctly to the vehicle manufacturer’s and the tyre manufacturer’s recommendations.
  • Tyres must be free from defects which may put anyone in danger, they must also be fit for purpose.

Checking The Pressure Of Your Tyres.

First of all, tyre pressure guides can be found in a few places on your vehicle.
Most commonly it can be located on your ‘B’ pillar either on the driver’s side.
If there is no sticker on the door, you can usually find the specifications in the owner’s manual or in your fuel cap.
The correct psi is determined by the manufacturer of your vehicle and is different depending on the make and model of each vehicle.

You may need to work out your psi by doing a simple conversion from ‘bar’. The bar is most commonly displayed on the vehicles tyre pressure indicator.
Here is a simple conversion chart for you.

Bar To Psi Conversion Chart

When you locate the pressure guide on your vehicle, you will find that pressure varies depending on the weight of the load within your vehicle.  When you travel alone, the pressure needs to be different from when your vehicle is loaded with family and their luggage, hence the different recommendations.

Example:
In this picture, you can see A and B.
A recommends up to 3 passengers, and B recommends max load or towing.Are Your Tyres Safe And Legal?

In this next picture, we can see that your vehicles required ‘bar’ is different depending on weight in your vehicle. How many passengers you are carrying, how much luggage do they have?
Are Your Tyres Safe And Legal?

Now That Your Tyre Pressure Is Correct:

Are your tyres actually legal to be on the roads?
How much will I be fined if they are illegal?

Well, the penalty for illegal tyres is a fine of up to £2,500 and three penalty points per illegal tyre. Therefore you could be faced with a £10,000 bill and 12 points if all four tyres were found to be illegal. Ouch!

Here are Milner’s quick tips to keep you from that hefty fine, or even worse – an accident!

Tread Depth and Legal Tyre Limits.

The minimum legal limit for tread depth on your tyres is 1.6mm.
On most tyres, you can find wear indicators.
There should be an arrow on the side of the tyre wall pointing to where the raised marker within the treads will be, like below.

Are Your Tyres Safe And Legal?Are Your Tyres Safe And Legal?

Alternatively, you can buy yourself a tyre depth gauge online, or in most local motor factors.
I found quite a few on eBay all reasonably priced, for the bargain price of £3.88 you can have yourself a VOSA approved gauge:

VOSA Tyre gauge

The legal limit for minimum tread depth on your tyres in the UK is 1.6 millimetres, across the central ¾ of the tread around the complete circumference of the tyre.

Here is a horrendous example of illegal front tyres that we changed for a customer. This could have caused disastrous consequences:
Are Your Tyres Safe And Legal?

As you can see the tread is barely there and you can see the cord within the tyre.
Did you know that at a tread depth of only at 1.6 millimetres in wet weather it takes an extra two car lengths (8 metres) to stop at 50 mph than if your tread was 3 millimetres.

Defects:

It isn’t just tyre pressure and lack of tread that can cause an accident.
Common defects can be:

  • Lumps or egg type bulges.
  • Tears in the tyre wall, potentially caused by potholes.
  • Tears across the tyre tread.
  • Tyre cord being visible.

Hopefully, after reading this, you will be a bit more aware of tyres and tyre safety.
Safe journeys everyone.

Don’t forget Milner’s can get most makes and sizes of 4×4 tyres for a wide range of vehicles. With amazing prices like ours, why not give us a call for a quote today?
Telephone us on 01629 734411 or pop us an email to [email protected]

4x4-tyres

How To Apply U-POL Raptor Truck Bed Liner Spray

How To Apply U-POL Raptor Truck Bed

Liner Spray.

More than just a Bed Liner: U-POL Raptor Truck Bed Liner Spray makes an excellent sound deadener under or inside vehicles. Waterproof material stays flexible and reduces road noise and vibration plus looks great.
It can be used over a multitude of surfaces and tintable RAPTOR can be tinted to any color of your choice, with the ability to create both smooth and textured finishes. RAPTOR is used for 4×4, automotive restoration, off-road, marine, agricultural machinery and general industry.

U-POL Raptor Truck Bed Liner Spray:

A 2-component urethane system designed for application directly to most original manufacturers’ paint finishes or any self-etching primer surface. Dries rapidly and protects against rust corrosion UV damage and extreme temperatures while resisting stains and abrasion.

U-POL Raptor Truck Bed liner

 

Durable

Provides tough mechanical damage and stain resistant surface.
Protects against rust, corrosion and extreme temperatures.

UV Resistant

Delivers the highest level of fade protection. 

Waterproof

Provides a water tight seal, keeping moisture out and eliminating the chance for rust.

Sound Deadener

Flexible and reduces noise and vibrations. 

Resistant

Resistant against fuels, hydraulic oils, animal urine, salt water and more.

QUICK & EASY TO USE

Easy as Fill-Shake-Shoot.

No spray booth required.

Dries quickly.

Can be applied with excellent adhesion across many substrates.

Can be applied with Schutz Gun, HVLP gun, roller or brush.

(The higher the pressure the smoother the finished texture will be.)

Equipment You Will Need For Application.

  • Latex or Nitrile gloves,
  • Safety glasses,
  • Particle mask or respirator,
  • Masking Tape and polythene or newspaper,
  • Tack rags,
  • Gun wash or something similar,
  • An air compressor,
  • DA (Dual action sander) or wet and dry paper.

How To Apply U-POL Raptor Bed Liner.

Surface Preparation:

  • Remove dirt and debris.
  • Clean and degrease the surface with the tack rags and gun wash.
  • Sand down the surface using 120 grit paper, until there are no more shiny parts.
  • Clean the surface once more.

Applying the U-POL Raptor Bed Liner.

  • Mix the liquids as per instructions on the box.
  • Shake the product for approximately 2 minutes.
  • Remove the lid and attach the Schutz gun.
  • Adjust the inlet pressure to get the desired texture.
  • Hold the gun approximately 24 inches from the surface.
  • Apply the Raptor in a sweeping motion, to obtain the build and texture that you are looking for.
  • If you are wanting to add an extra coat to add build, wait at least 60 minutes.

Please note: Milner Off Road are not liable for any damage you may cause to vehicle(s) by following the instructions above. If you have not performed this procedure on a vehicle before, we highly advise you take your vehicle to a local paint shop or body work repair.
Always follow U-Pol’s health and safety guidelines and instructions.

 

How To Use Tec4 Diesel Fuel Saver Service Kit

TEC4 Diesel Fuel Saver

Cleaning your vehicles diesel system no longer has to cost you a fortune and a trip to your local garage. Find out How To Use Tec4 Diesel System Cleaner below.

If you’ve never cleaned your diesel system before, it can be quite daunting.

That’s why we have put this blog post together, showing you how to change the oil and clean your vehicles diesel system.

Diesel Fuel Saver Kit

How To Use Tec4 Diesel System Cleaner

Cleaning your diesel system & changing your oil is much simpler than many think.
Follow the steps below for a successful oil change. There are 5 key stages to changing your vehicle’s oil

How To Use Tec4 Diesel System Cleaner

First And Foremost, Preparation:

  • A Full Tank of Fuel
  • Buy Morris oil from Milner’s 
  • Buy Quality oil filter, sump plug and sump plug washer from Milner’s
  • Tec4 Diesel System Cleaner
  • Have the suitable tools & equipment: Socket set, Jack, axle stands,  Funnel & a drain pan to catch your old oil in.
  • Jack up your vehicle so you have enough access to the sump. Resting them onto the axle stands (Jacking points can be found in your owners manual)

Adding The Tec4 Oil System Cleaner:

  • Remove the oil cap from the top of your engine and add the 400ml Oil system cleaner.
  • Idle the engine for 10-15 minutes, then turn off engine.
  • Now you can start the oil drain.

Starting The Oil Drain:

  • Locate the drain plug.
  • Put drain pan under located drain plug.
  • Get your socket hook onto drain plug and turn anticlockwise (Lefty loosey and righty tighty).
  • Wait for all the oil to drain from the sump.
  • Screw in your new sump plug and sump plug washer and tighten it with your socket wrench. (remember not to over tighten)

Changing The Oil Filter:

  • Locate your oil filter and unscrew. (ensure drain pan is under the oil filter as oil may leak)
  • Where possible pre-oil the filter, use your funnel and fill with your new oil.
  • Screw on the new filter and tighten by hand.
  • Wipe down the filter and the oil sump, this way you can see if there may have been any leaks or where it is leaking from.

Adding New Oil:

  • Locate and unscrew the oil cap.
  • Place your funnel into the hole.
  • Pour in the recommended quantity of oil.
  • Screw the oil cap back on.
  • Lower the car back down off the jack stands and let sit for 5 minutes.
  • Pull out the dipstick, clean it off with a rag or paper towel. Re insert dipstick and pull back out.
  • The oil should now be reading between low and high on the dipstick.

**Please make sure you dispose of your old oil responsibly, not sure where to take it? Here is a handy link, just enter your postcode: Where To Take Old Oil <—

Now For The Diesel System Cleaner:

All you need to do here is add the 400ml bottle of Diesel System Cleaner to the contents of the fuel tank. Simple.

How Tec4 Diesel System Cleaner Works

  • Once injected into the fuel tank, the Tec4 Diesel system cleaner gets straight to work cleaning your fuel pump.
  • As the diesel system cleaner makes its way through the fuel injector, it begins to clean and remove any contamination that has built up.
  • When it enters the chamber it atomizes into a fine gas cleaning the Inlet valves, exhaust valves & piston rings.
  • Then the product exits the combustion chamber, it cleans and removes the contamination that has built up on the lambda sensor and EGR valve.
  • All the contamination is then safely removed through the exhaust.
  • The result is a clean fuel system that is 100% efficient.

 

The Benefits Of Using Fuel Saver Service Kit:

  • The improvement in fuel economy is between 10% – 15% A saving for the average motorist of between £200 to £300 per year.
  • Cleans internal engine components and provided anti-wear protection.
  • Neutralizes harmful acid build up
  • Frees sticking valves, hydraulic valve lifters and piston rings.
  • Stabilizes cylinder compression and restores lost power.
  • Restores injector spray pattern
  • Reduces exhaust emissions
  • Promotes efficient combustion – resulting in improved fuel economy.
  • Comes with a 21-day satisfaction guarantee.

Also available for Petrol Vehicles.  Tec4 Petrol Fuel Saver Kit 

  • TEC4 Recommend to use the product on a yearly basis.

Please note: Milner Off Road are not liable for any damage you may cause to your vehicle(s) by following the instructions above. If you have not performed this procedure on your vehicle before, we highly advise you take your vehicle to a local mechanic.

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6 Simple Tricks To Save Over £200 On Your Car Insurance Premium

how to make your car insurance cheaper

How To Make Car Insurance Cheaper

Without doubt, car insurance is one of the biggest costs any motorist will ever face.

Initial premiums can financially cripple new drivers, and although it tends to drop with age, we all still usually recoil in horror when we see that yearly renewal figure.

This leaves millions of motorists all across the country asking the same question.

Why Is My Car Insurance So High?

There are a wide range of reasons why your car insurance may be higher than you would think reasonable.

If you’re young or a new driver, then it’s likely due to inexperience – insurance companies think you’re more likely to crash, and therefore demand higher prices.

Meanwhile, more experienced drivers can see premiums rise for a wide range of reasons, including changing car, and general price rises from increased numbers on the road.

Unfortunately, this is only going to get worse too.

A recent Government ruling means that from 20th March 2017, the average insurance premium is set to rise by around £75 for all drivers. This is to cover the increasing amounts paid out to those who are injured in road incidents.

This is expected to hit 36 million UK motorists, with under 22’s facing the worst potential damage, with premium rises of as much as £1,000.

As much as many loathe to pay it, it has to be said though that car insurance is incredibly useful – and also a requirement of UK law, and therefore has to be paid for.

That doesn’t mean that you have to pay through the nose every year, though – there are ways to bring the costs down.

How To Get Car Insurance Cheaper – 6 Simple Tricks That Can Save You over £200

Using our own experiences, and those of others we have spoken to, we have compiled a collection of simple ways that you can significantly reduce the cost of your next insurance premium for your car or 4×4.

Read on to find out more.

1) Use Occupations For Cheap Car Insurance

Car insurance companies ask for so many details – from what car you have to how far you drive it and where you’re going to park it – that you may not realise the importance of some of the “lesser” fields on the form, and occupation is one of these.

The truth is, though, that “Occupation” can impact your premium by up to £100.

A study by Go Compare showed that those who chose “Chef” as their occupation saw their costs soar by £98 compared to those who instead chose “Kitchen Staff”.

The same is true for music teachers, who pay £86 more than regular teachers, and this is consistent throughout a range of different job titles.

Next time you’re browsing car insurance quotes, take your time to look through all of the occupations listed and see if there are multiple that could be applied to what it is that you do. You may be shocked by the variation in prices that you find.

Please note, it classes as fraud if you outright lie about your occupation on an insurance form, so please do not put Builder if you’re a Doctor or anything along those lines.

2) Pay Annually, Not Monthly

Understandably, not everyone can afford to pay for their insurance up front, however, if you can then it is definitely recommended.

By paying the whole amount for the year, rather than breaking it down to monthly payments, you remove the need to pay interest on each instalment.

This could save up to £62 per premium according to a study by Money Supermarket.

3) Haggle

You may think that the idea of haggling with a salesperson from a multi-million-pound company may sound crazy, but it can actually work.

Just because your insurance company has sent you a certain figure in your renewal, this doesn’t mean that this is the price that you have to pay.

Do a little bit of research on price comparison websites, find some cheaper quotes, and give your existing provider a call.

Once they hear that you’ve considering joining a competitor for less, you’ll be surprised at the amount of “Loyalty discounts” they can offer you to match the price.

We’ve all had success with this in the past, but even if it doesn’t work, simply cancel with them and go for the cheaper quote that you have found.

On average, a quick phone call to your provider can save you as much as £113 compared to the automatic renewal price.

4) Secure Your Vehicle

Car insurance is all about protecting yourself from an accident or theft, so if you can provide to insurance companies that you’re a low-risk customer, then you’ll be rewarded with cheaper premiums.

Generally, the more secure you can make things sound the better.

For example, fitting an approved alarm, immobiliser, and tracker to your vehicle will reduce the amount that you have to pay – and also reduce the risk of your vehicle being stolen, win win!

Similarly, parking on driveways at night time and in secure, private car parks in the day will also have a positive effect as opposed to parking on the street or in public spaces.

5) Increase Your Voluntary Excess

The voluntary excess on an insurance policy is the amount you’re willing to personally pay towards damage in the case of an accident. This is usually on top of a mandatory amount that the insurer will specify.

The more that you say that you’re willing to pay towards an accident, the less that the insurer has to pay, and the less risk they face.

Generally, this means that they will reduce your overall premium, as they have less to lose should you end up in a crash.

Of course, though, only raise your voluntary excess to a level that you can afford, and always take into account the value of your vehicle. If your excess is high and your vehicle isn’t worth much, you could end up paying for all of the damage yourself

6) Remove Hidden Extras and Add-Ons

When retrieving car insurance quotes, especially on comparison websites, most people simply focus on just a few aspects of the page.

Insurer, premium, excess.

But there’s much more that you should be taking notice of if you want to get the best deal.

The list of different policies that you get served with will include a range of different extras and add-ons, all of which can affect the price that you pay.

These policy extras include breakdown cover, windscreen cover, contents cover, driving abroad, courtesy car and much more.

These may all sound like great things to have, but consider this, how many of them do you need?

Do you have breakdown cover already? Do you have any contents in your car worth covering? Do you plan on driving abroad within the next year?

Ask yourself how many, if any, of the included extras you need from your policy, and then remove the ones you don’t need. This can go a long way to cutting a significant chunk off of your premium.

Extra Point – Named Driver Insurance Rules

One of the most popular and well-known methods people tend to use to bring down their car insurance premium is to add extra named drivers.

But what exactly are the rules on this? and does it work?

Well, it is a completely acceptable practice to add extra drivers to your policy, so long as you are completely honest about the role of each driver.

Claiming that someone else is the main driver of a car, and then adding the true owner as a named driver is a crime and can get you in real trouble.

As far as saving money goes, this tactic used to work a treat, however, it is questionable whether it still has the same effect.

A member of our team was told over the phone by a customer service adviser at a major insurance provider that this method no longer works, and we have seen occasions ourselves where named drivers have had to be removed from policies they were on to bring the price down.

It may still work for some, but we would definitely recommend checking how it affects things by getting a fresh quote with your named drivers removed – especially if they never drive the vehicle.

So, there are our top 6 simple tips on how to make car insurance cheaper.

We hope that you get some user out of them and can cut a good few hundred quid from your price next time renewal rolls around.

Lets Help Each Other Out

Do you have any tips and methods of your own that you use to bring the insurance down for your car or 4×4? Please share it with us on social media or in the comments below and lets save everyone a bit of money!